5/6/24

What’s happening with homeowners insurance in California?

What in the world is going on with homeowners’ insurance in California? If you've been paying attention over the last couple of months, you've probably seen that big insurers have pulled out of the state or are not writing- farmers insurance, all state, state farm. If you have those policies, you're probably shopping around right now for a new insurer. If you're looking to buy a home, then you need to make sure that you can actually get a policy or you're going to know how much it's going to cost. It depends a little bit about where you live. If you're in, say the central part of the state, you're probably a little safer. If you're in an area where there's a high fire risk or let's say you're on a hillside, you want to know exactly who's going to insure you and how much they're going to charge because some homeowners have to actually go through what's called the Insurer of Last Resort, which is a state law that means that they have to have home insurance. But guess what, that's going to cost you more money. If you want to know more, you're concerned about getting a good rate on your home insurance, we have a couple of possibilities, All you have to do is message us. Thanks.

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